Insurance quote for Chevy Silverado in St. PaulWant to learn how to find cheaper car insurance rates in St. Paul, MN? St. Paul shoppers have lots of choices when shopping for the lowest priced Chevy Silverado insurance. You can either waste hours driving around trying to get quotes or save time using the internet to get rate quotes.

There are more efficient ways to shop for car insurance and we'll show you the absolute fastest way to quote coverages for a Chevy and locate the cheapest rates from both online companies and St. Paul agents.

The following companies provide price comparisons in Minnesota. If multiple companies are shown, we suggest you visit as many as you can to get the cheapest price.

Chevrolet Silverado Insurance Rate Estimates in St. Paul, MN
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Silverado LS Regular Cab 2WD $204 $398 $406 $24 $122 $1,154 $96
Silverado LS Regular Cab 4WD $130 $246 $384 $22 $114 $896 $75
Silverado LT Regular Cab 2WD $234 $508 $406 $24 $122 $1,294 $108
Silverado LT Regular Cab $172 $326 $406 $24 $122 $1,050 $88
Silverado LS Extended Cab 4WD $234 $484 $358 $22 $108 $1,206 $101
Silverado LT Extended Cab 4WD $138 $240 $326 $20 $98 $822 $69
Silverado LT Extended Cab 2WD $262 $558 $466 $28 $140 $1,454 $121
Silverado LS Extended Cab 2WD $248 $454 $370 $22 $110 $1,204 $100
Silverado LT Crew Cab 4WD $296 $656 $412 $24 $124 $1,512 $126
Silverado LS Crew Cab 2WD $308 $598 $484 $28 $144 $1,562 $130
Silverado LS Crew Cab 4WD $308 $598 $428 $26 $128 $1,488 $124
Silverado LT Crew Cab 2WD $146 $316 $406 $24 $122 $1,014 $85
Silverado LTZ Extended Cab 2WD $212 $404 $336 $20 $100 $1,072 $89
Silverado LTZ Extended Cab 4WD $212 $404 $298 $18 $90 $1,022 $85
Silverado LTZ Crew Cab 2WD $216 $444 $466 $28 $140 $1,294 $108
Silverado LTZ Crew Cab 4WD $316 $486 $416 $24 $124 $1,366 $114
Silverado Crew Cab Hybrid 2WD $194 $442 $334 $20 $100 $1,090 $91
Silverado Crew Cab Hybrid 4WD $312 $616 $326 $20 $98 $1,372 $114
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Data variables include married male driver age 40, no speeding tickets, no at-fault accidents, $100 deductibles, and Minnesota minimum liability limits. Discounts applied include homeowner, multi-policy, safe-driver, multi-vehicle, and claim-free. Information does not factor in specific zip code location which can lower or raise rates greatly.

Auto insurance rates are higher with tickets and accidents

The diagram below demonstrates how traffic citations and at-fault accidents impact Chevrolet Silverado yearly insurance costs for different age categories. The premiums are based on a married male driver, full physical damage coverage, $250 deductibles, and no other discounts are factored in.

Here's why insurance is not optional

Despite the high cost of buying insurance for a Chevy Silverado in St. Paul, maintaining insurance is required by state law in Minnesota and it also provides benefits you may not be aware of.

The benefits of having insurance definitely exceed the price paid, particularly when you have a large claim. Today the average American driver is overpaying over $820 a year so you should quote your policy with other companies at every policy renewal to ensure rates are competitive.

Get Lower-cost Insurance Prices by Understanding These Factors

Consumers need to have an understanding of some of the things that go into determining the rates you pay for insurance. If you have a feel for what determines base rates, this enables informed choices that can help you get lower premium levels.

Shown below are some of the items companies use to determine your rates.

Auto insurance policy discounts you can't miss

Some providers don't always list every available discount in an easy-to-find place, so the next list breaks down a few of the more well known as well as some of the hidden discounts that you can inquire about if you buy St. Paul auto insurance online.Discount auto insurance

It's important to understand that most discounts do not apply to all coverage premiums. A few only apply to specific coverage prices like comp or med pay. Just because you may think you can get free auto insurance, you won't be that lucky.

Some of the insurance companies that may offer most of the discounts above possibly include:

If you are trying to find inexpensive St. Paul auto insurance quotes, ask all companies you are considering to apply every possible discount. Discounts might not apply in your area.

There's no such thing as the perfect auto insurance policy

Keep in mind that when it comes to choosing insurance from an agent or online for your vehicles, there really is no cookie cutter policy. Your needs are unique to you and your auto insurance should unique, too.Higher deductibles save money These are some specific questions might point out whether or not you would benefit from an agent's advice.

If you can't answer these questions then you might want to talk to a licensed agent. If you don't have a local agent, simply complete this short form or you can also visit this page to select a carrier It's fast, doesn't cost anything and may give you better protection.

Shop online but buy locally

A lot of people would rather buy from a local agent and that is not a bad decision Professional insurance agents will help you protect your assets and help you file claims. A nice benefit of comparing rates online is you can get the lowest rates and still buy from a local agent. Buying from and supporting local agents is especially important in St. Paul.

Find insurance agent in St. PaulOnce you complete this form (opens in new window), the quote information is transmitted to participating agents in St. Paul who will gladly provide quotes for your coverage. There is no reason to contact any insurance agencies because quoted prices will be sent immediately to your email address. If you have a need to compare rates from a specific insurance company, you just need to go to their quote page and fill out their quote form.

Picking the best insurance company should depend on more than just a cheap quote. Ask your prospective agent these questions:

The lowest rates come from being thorough

When searching for the cheapest Chevrolet Silverado rate quotes, do not buy less coverage just to save a little money. There are many occasions where an accident victim reduced liability coverage limits only to regret at claim time that the few dollars in savings costed them thousands. Your aim should be to get the best coverage possible at a price you can afford and still be able to protect your assets.

We just showed you a lot of tips how to compare Chevy Silverado insurance rates in St. Paul. The key thing to remember is the more companies you get car insurance rates for, the better your comparison will be. You may even be surprised to find that the biggest savings come from an unexpected company. They often have lower car insurance rates on specific markets than the large multi-state companies such as State Farm or Progressive.

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