Discount Honda Accord insuranceWould you like to stop wasting money and find lower-priced insurance rates in St. Paul, MN? St. Paul buyers have a choice when searching for the lowest priced Honda Accord insurance. They can either spend hours driving around getting price quotes or use the internet to make rate comparisons.

There are more efficient ways to find insurance online so we're going to tell you the absolute fastest way to price shop coverage for a new or used Honda and find the lowest price from both online companies and St. Paul agents.

It is always a good idea to compare premium rates occasionally due to the fact that insurance prices change quite often. If you had the lowest rates on Honda Accord insurance in St. Paul two years ago you can probably find a better rate quote now. Block out anything you think you know about insurance because you're about to find out the best methods to find great coverage at a great price.

This information will help educate you on how to get online quotes and some tricks to saving. If you already have coverage, you will be able to get lower rates using this information. Drivers only have to learn the most effective way to compare insurance rates from many companies at once.

Companies offer lots of discounts on Honda Accord insurance in St. Paul

Some insurers don't always advertise every policy discount very clearly, so the list below gives a summary of some of the best known as well as the least known credits that may apply to you.

Discounts reduce rates, but you should keep in mind that most discounts do not apply to the entire cost. Most only reduce individual premiums such as physical damage coverage or medical payments. So even though you would think having all the discounts means you get insurance for free, insurance companies wouldn't stay in business.

A list of auto insurance companies and a selection of discounts are detailed below.

When getting a coverage quote, ask each company to give you their best rates. All car insurance discounts may not be offered in St. Paul.

The best way we recommend to compare insurance rates from multiple companies is to understand almost all companies pay for the opportunity to give you rate quotes. The only thing you need to do is provide information such as how much you drive, level of coverage desired, any included safety features, and if you are currently licensed. Your insurance information is sent automatically to multiple insurance providers and they return quotes very quickly.

To find lower lower-cost Honda Accord insurance rates now, click here and enter your zip code.

The companies in the list below are our best choices to provide free rate quotes in Minnesota. If the list has multiple companies, we suggest you visit as many as you can to get the most affordable price.

Honda Accord Insurance Rates in St. Paul, MN
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Accord LX 4-Dr Sedan $168 $268 $274 $16 $82 $808 $67
Accord LX 4-Dr Sedan $230 $398 $274 $16 $82 $1,000 $83
Accord EX 4-Dr Sedan $150 $214 $354 $20 $106 $844 $70
Accord LX-P 4-Dr Sedan $150 $268 $284 $16 $84 $802 $67
Accord LX-P 4-Dr Sedan $136 $232 $258 $16 $78 $720 $60
Accord EX-L 4-Dr Sedan $146 $294 $350 $20 $104 $914 $76
Accord EX 2-Dr Coupe $130 $300 $376 $22 $112 $940 $78
Accord LX-S 2-Dr Coupe $200 $392 $358 $22 $108 $1,080 $90
Accord EX-L 2-Dr Coupe $302 $668 $434 $26 $130 $1,560 $130
Get Your Own Custom Quote Go

Data rating is based on single male driver age 40, no speeding tickets, no at-fault accidents, $100 deductibles, and Minnesota minimum liability limits. Discounts applied include homeowner, claim-free, safe-driver, multi-vehicle, and multi-policy. Estimates do not factor in specific St. Paul garaging location which can alter price quotes significantly.

Reckless driving habits raise St. Paul auto insurance rates

The illustration below shows how traffic citations and accident claims raise Honda Accord insurance prices for different insured age categories. The rates are based on a married female driver, full physical damage coverage, $1,000 deductibles, and no additional discounts are factored in.

Get Honda Accord Insurance for Less

The best way to find cheaper car insurance is to take a look at the factors that go into determining the price you pay for car insurance. When consumers understand what controls the rates you pay, this helps enable you to make changes that can help you get lower premium levels.

Which is the best car insurance?

When choosing your policy, there really is not a one-size-fits-all type of policy. Every situation is different so this has to be addressed. For instance, these questions can help discover whether you would benefit from an agent's advice.

If it's difficult to answer those questions but one or more may apply to you then you might want to talk to a licensed insurance agent. To find an agent in your area, take a second and complete this form or you can go here for a list of companies in your area. It only takes a few minutes and may give you better protection.

Insurance agencies can give valuable advice

Some consumers just want to talk to a local agent. Good agents can help you build your policy and help you file claims. One of the benefits of comparing rate quotes online is the fact that drivers can get the lowest rates and also buy local. Buying insurance from neighborhood insurance agencies is definitely important in St. Paul.

Find insurance agent in St. PaulTo help locate an agent, after submitting this form (opens in new window), your information gets sent to participating agents in St. Paul who will return price quotes for your coverage. There is no reason to find an agent on your own because quoted prices will be sent straight to your inbox. If for some reason you want to quote rates from a particular provider, you can always jump over to their website to submit a rate quote request.

Choosing the best insurance company requires more thought than just the quoted price. These are some valid questions you should ask.

Auto insurance does more than just protect your car

Even though it can be expensive, maintaining insurance is mandatory in Minnesota but it also protects more than you think.

The benefits of having insurance more than cancel out the cost, especially when you need to use it. Despite what companies tell you, the average driver is overpaying more than $865 each year so shop around at every policy renewal to make sure the price is not too high.

Quote. Compare. Save.

We just showed you some good ideas how you can compare Honda Accord insurance premium rates in St. Paul. The key concept to understand is the more price quotes you have, the better your chances of lowering your prices. Consumers could even find that the lowest priced insurance comes from an unexpected company. These companies can often insure niche markets at a lower cost as compared to the big name companies such as Allstate, GEICO and Progressive.

Cheap Honda Accord insurance in St. Paul is available from both online companies and from local agencies, and you should compare price quotes from both to have the best chance of lowering rates. A few companies don't offer online price quotes and many times these smaller providers only sell through local independent agents.

Additional detailed information can be found in the articles below: