Minnesota Car Insurance

Independent insurance agents are able to provide you with insurance quotes from multiple different carriers so if you are comparison shopping, make sure to include an independent agent in your list. If you just got your auto insurance renewal, you are probably shocked by the rates and want to find lower rates with a different company.

If you're comparing equivalent auto insurance quotes, you should get a good idea of which insurance company offers the lowest price.

You CAN Pay Less for Minnesota Car Insurance!

Minnesota ranks 28 out of 50 states in what drivers pay for car insurance. Comprehensive averages about $165 and collision coverage is around $212. The key thing to remember is to make sure your car insurance quotes compare the same insurance limits for liability and physical damage coverage.

The best car insurance rates in Minnesota may be through an online insurance company like GEICO or Progressive, or it may be through a traditional carrier like a local State Farm or Allstate agent. If you can use the internet and read your policy declarations page, you can easily compare rates of other companies.

Low Income and Liability Only Quotes

Many consumers just like you discover the ease of buying online car insurance every day. Minnesota car insurance rates change regularly, and the Minnesota rates you paid last year might look quite cheap compared to this year.

Compare Minnesota Car Insurance Rates

Getting a good deal on Minnesota car insurance is not difficult.

Both New Car and Used Car Insurance Quotes

Local Minnesota insurance agents can give you quotes from many companies approved to sell insurance in Minnesota, and they also provide you with professional advice and guidance.

Car insurance rates don't always go up, and in fact they do decrease occassionally. There is a very good chance that you are currently paying too much for car insurance.

State Farm, Farmers Insurance, Allstate and More!

With over 5,266,214 people in the state of Minnesota, you wouldn't think one of the most stolen vehicles in Minnesota would be a 1997 Ford F150 Pickup, but it is. But don't think that your car can't be stolen just because you live in Minnesota. If you own a home in Minnesota, a good way to save money on your car insurance is to combine your auto and home policies with the same company.

Many consumers still prefer to use an insurance agent rather than buying insurance on the web. Entering the same quote information can be repetitive and take time, so our site gives you multiple comparisons with only one quick quote form.

Money Saving Tips When Buying Car Insurance

  • Drivers who tend to get speeding tickets and other violations pay higher premiums
  • Find cheaper car insurance by clicking the 'Start' button at the top of this page
  • Filing excessive claims will not only raise your rates, but may also force your policy to be cancelled by your insurance company
  • Make sure your policy has the correct mileage and usage rating on your vehicles
  • Students with good grades often qualify for a discount rate
  • Being married may qualify you for small savings
  • Click here to compare rate quotes and see if you're spending too much on car insurance in Minnesota.

Many consumers save hundreds of dollars a year by comparing rates! Click to start a quote!

Compare Other Minnesota Rates
Most Stolen Cars in Minnesota
  • 1997 Ford F150 Pickup
  • 2002 Ford Explorer
  • 1994 Honda Accord
  • 1994 Buick Century
  • 1995 Ford Taurus
  • 1995 Acura Integra
  • 1995 Oldsmobile Cutlass
  • 1995 Honda Civic
  • 1995 Dodge Caravan
  • 1991 Toyota Camry
Related Web Searches

The following are actual search phrases used by Minnesota consumers when searching for car insurance online. Click on any phrase to perform a web search.

Minnesota Insurance Statistics
  • Minimum liability requirements in MN are $30,000 per person, $60,000 per accident, and $10,000 in property damage liability
  • There are 5,266,214 people in MN, over 3,035,500 licensed drivers, and over 8,519 vehicle thefts each year
  • Comprehensive coverage costs and average of $165 and collision coverage averages $212. Liability insurance is an additional $427.
  • Minnesota ranks 28 out of 50 states for car insurance costs. Average car insurance rates in MN are $721.
  • Homeowners insurance in Minnesota average $800 but if you combine your home and car insurance with the same company you could get a discount.